I hate griefers and grief, but I agree with Howard on this one. We have the tools in place to prevent the greif form occurring. It is an integral part of the game just as everything else. I don't protect everything and I accept that if I don't I may need to make repairs from time to time because of a creeper.
Grifers are not all that common fortunately, it is just when they do arrive they tend to go wholesale destruction, and when it is your build it hits home hard.
There are tricks to limit the costs of residence such as a wall, do set each of the 4 walls and not what is in between. The landscape between wall and house doesn't need to be protected, really, unless you don't like plugging creeper holes.
So that is my stance... accept the damages or buy home owners insurance, just as in real life.
Of course, this doesn't give griefers a free license to grief those who do not have protections. I will do what I can to confine them in a lava pit for life.
As I stated in-game, if every build is zoned, how can we find and punish griefers? Creepers I accept and actually I like to see them blowing
me up my builds every now and then
They all pick on me because I'm so close to the spawn and the glass thing leads them straight to me... It's just pain to delete it, because A) I spent so much cash in the thing and B) it takes a day to break one glass block D:
I do have a home insurance, but "real life griefers" have to patch up the damage or pay for them whilst we just ban the griefers in-game D: Thats kinda the same as killing the "real life griefer" after block tracking them. Hmm...
EDIT: And I see that this conversation is slipping from "inattentive admins" to "bad Sam, zone or be griefed".